Business & Finance

For everyone who avails of a housing loan, repayments are an immense burden. Being debt-free is truly the dream of all home loan borrowers. While buying a house is far more convenient with easy home loans taken from any lending institution, debt is never a financial blessing.

A few years after you apply for a home loan, you will have the option of closing your home loan by making a prepayment. Prepayment is also a popular method of saving on interest payments. You can make prepayments for home loans online or offline, but your decision to do so should depend on the amount of loan left and the remaining tenure. Once you have decided to close your home loan early, here are a few things you must remember to do. [Read more…] about Important Points to Remember Before Closing Your Home Loan

As a business owner it’s important to always be evaluating your processes to find opportunities to refine your practices, especially when it comes to increasing efficiency and saving money. One of the largest business expenses that you can target is the recruiting process. From listing job openings to investing time and money in the interview process, there are a lot of hidden costs (not to mention inefficiencies) in the hiring process. For this reason, regularly reviewing your recruitment strategy, particularly when it comes to the associated expenses, is important. [Read more…] about 5 Ways to Effectively Manage Your Recruitment Budget

When you run a small business, you likely don’t have a huge budget to work with to try and attract top talent. But that doesn’t mean you can’t find amazing employees. A great worker can help improve team morale and improve your business. [Read more…] about How to Improve Your Hiring Process at Your Small Business

Covid-19 is the biggest health crisis experienced in recent years, but not only that, it has also had an incredible effect on the economy. Many people are currently experiencing job loss or pay cuts, with the under-25s being the most affected. If that is your case, do not despair, there are still ways for you to make money from home, we’ve put together some ideas to get you started. [Read more…] about How to Make Money during the Lockdown?

Borrowing money is as part of the human experience as eating food, drinking water, and going to sleep. Everybody, even the super-rich, need to do it at one point or another. If you are borrowing money because you need to make a large purchase, like a home or an automobile, or if you need emergency money to cover an unexpected expense, borrowing money should not make you feel embarrassed. [Read more…] about How to Ask for Financial Help

If you want to start saving more money, little and often is the key. Putting money away as soon as you receive your monthly pay packet ensures your savings receive a boost before you get the chance to fritter it away. But what other top tips can help you save more money? Here are 6 of the best. [Read more…] about Six Quick Tips to Help you Save More Money

Caller ID is both a blessing and a curse. While it can bring a smile to your eyes when the face of a loved one comes up on your screen, it can flood your nervous system with anxiety when a number you suspect might be a collections agency shows there. [Read more…] about Handling Debt Collection Calls

It’s hard to imagine a more contentious government levy than Inheritance Tax (IHT), although it’s fair to say that describing it as a form of ‘double taxation’ is largely inaccurate due to the exemptions that exist within the legislation. [Read more…] about How to Calculate How Much Inheritance Tax I Have to Pay

The global travel and tourism sector continues to rise and rise and is now worth an estimated $8.8 trillion as the world is opened up to more people. [Read more…] about Understanding Mergers and Acquisitions in the Travel Industry